Home Buyers Guide
This page is designed to help you understand every step of the home-buying process.
It explains what to expect, from setting your budget to collecting your keys, and gives practical tips to make each stage easier.
Whether you’re buying your first home, investment property or moving up the ladder, Makaro Properties guides you with clear, local advice tailored to every buyer.
1
Understand Your Budget
Know what you can afford before you start viewing homes.
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Check your credit score.
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Speak to a mortgage broker and get a mortgage in principle.
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Set aside funds for:
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Solicitor and survey fees
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Stamp Duty
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Moving costs
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Need help working out your budget?
Book a free property consultation with our team.
2
Find the Right Property
Explore our listings and leading property portals.
List your priorities — area, parking, space, or schools.
Register with us to receive alerts for new homes before they go live.
What matters most to you — space or location?
3
View and Make an Offer
Visit homes in person.
Ask about local demand, rental yields, and value growth.
When you’re ready, we’ll submit your offer and guide you through negotiations.
4
Choose a Solicitor
Once your offer is accepted, appoint a solicitor quickly.
They’ll handle contracts, searches, and legal checks.
We can introduce trusted local conveyancers if needed
5
Arrange Your Survey and Mortgage
Your lender will order a valuation.
Book an independent Homebuyer or Building Survey for added confidence.
Once your mortgage offer arrives, you’re close to completion.
6
Exchange Contracts
Your solicitor finalises the paperwork.
You pay your deposit — usually 10%.
A completion date is set and agreed.
7
Completion Day
Your solicitor transfers the remaining balance.
Keys are collected from our office.
You can move into your new home the same day.
Take final meter readings and update your address with service providers.
8
After the Move
Keep all legal and financial paperwork safely stored.
Review your insurance and start a maintenance plan.
Stay connected with Makaro Properties for ongoing advice and future opportunities.